IA HF606

Requires health insurance policies, contracts, and plans to provide a special enrollment period for pregnant women, allowing them to enroll at any time after a health care professional certifies the pregnancy

Prohibits insurers from imposing fees or other penalties for special enrollment of pregnant women

Coverage becomes effective as of the first day of the month in which pregnancy is certified, unless the woman elects coverage starting the first day of the following month

Applies to individual and group accident/sickness insurance, hospital/medical service contracts, health maintenance organization contracts, and public employee plans delivered, issued, continued, or renewed on or after January 1, 2026

Excludes accident-only, specified disease, short-term hospital, dental, vision, Medicare supplement, long-term care, disability income, workers' compensation, and automobile medical payment insurance from these requirements