IA HF70

Establishes an annual 31-day open enrollment period for Medicare supplement insurance beginning March 1, starting January 1, 2025

Applies to current Medicare supplement policyholders, including individuals under age 65 who qualify for Medicare due to disability, end-stage renal disease, or environmental hazard exposure

Prohibits issuers from denying or conditioning coverage, using medical underwriting, discriminating in pricing based on health status or claims experience, or imposing preexisting condition exclusions during the open enrollment period

Requires issuers to offer guaranteed issue protections for at least one Medicare supplement policy or certificate they make available in Iowa

Mandates issuers provide notice of the annual open enrollment period in a form prescribed by the Insurance Commissioner when applicants apply for coverage