IA HF79

Requires applicants for vehicle registration renewal to present proof that the owner, lessee, or primary user holds a valid driver's license

Requires proof of financial liability insurance coverage (unless exempt under existing law) as a condition for renewing vehicle registration

Mandates the Iowa Department of Transportation or county treasurer to refuse registration renewal if the applicant fails to provide satisfactory proof of a valid license or required insurance

Exemptions from the insurance requirement apply to government-owned vehicles, vehicles covered under motor carrier insurance, certain unregistered vehicles, lienholders who don't operate the vehicle, and dealer-owned vehicles