IA HF864

Requires "covered platforms" (commercial entities whose regular business includes creating, hosting, or making available obscene material online) to perform reasonable age verification before allowing access to obscene material

Defines reasonable age verification methods as government-issued identification, financial documents that serve as reliable proxies for age, or other commercially reasonable methods, including cryptographic techniques like zero knowledge proofs

Prohibits covered platforms and third-party age verification services from retaining users' identifying information after verification is complete or from selling/distributing that information

Establishes civil penalties of up to $10,000 per violation, with penalties increasing to $100,000 for violating an injunction; punitive damages for privacy violations are capped at triple the plaintiff's attorney fees and costs

Grants the attorney general sole enforcement authority and requires establishment of an electronic reporting system for public complaints; exempts internet service providers, search engines, and other providers from liability solely for providing access to covered platforms