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IA HSB602

SB

Status

Introduced

1/22/2026

Primary Sponsor

Commerce

Click for details

Origin

House of Representatives

91st General Assembly

AI Summary

  • Creates the "Peer-to-Peer Car Sharing Program Act" establishing a regulatory framework for platforms that connect vehicle owners with drivers who rent their personal vehicles for compensation.
  • Requires peer-to-peer car sharing programs to assume liability for bodily injuries and property damage to third parties during car sharing periods, with minimum coverage amounts matching Iowa's motor vehicle financial responsibility requirements under section 321A.21.
  • Exempts shared vehicle owners from the program's liability assumption if they make intentional or fraudulent misrepresentations to the program or act in concert with the driver to violate the program agreement.
  • Defines key terms including "car sharing period" (from delivery or start time through termination), "shared vehicle" (passenger vehicles with nine or fewer seats, excluding motorcycles), and distinguishes peer-to-peer programs from traditional rental car companies.

Legislative Description

A bill for an act relating to peer-to-peer car sharing programs.(See HF 2497.)

Last Action

Committee report approving bill, renumbered as HF 2497.

2/16/2026

Committee Referrals

Commerce1/22/2026

Full Bill Text

No bill text available