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IA SF119
Bill
Status
1/23/2025
Primary Sponsor
Dave Rowley
Click for details
AI Summary
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Increases minimum motor vehicle liability insurance coverage for bodily injury or death of one person from $20,000 to $50,000 per accident
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Raises minimum coverage for bodily injury or death of two or more persons from $40,000 to $100,000 per accident
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Increases minimum property damage coverage from $15,000 to $25,000 per accident
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New coverage amounts match existing requirements for transportation network company (rideshare) drivers under Iowa Code section 321N.4
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Violations of financial responsibility requirements remain punishable as a serious misdemeanor (up to one year confinement, fine of $430-$2,560) or simple misdemeanor with scheduled fines of $325-$645 depending on circumstances
Legislative Description
A bill for an act relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable.
Last Action
Subcommittee recommends amendment and passage.
1/28/2026