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IA SF2073

Bill

Official Source

Status

Introduced

1/21/2026

Primary Sponsor

Molly Donahue

Click for details

Origin

Senate

91st General Assembly

AI Summary

  • Increases minimum bodily injury liability coverage from $20,000 to $50,000 per person and from $40,000 to $100,000 per accident for two or more persons
  • Raises minimum property damage liability coverage from $15,000 to $25,000 per accident
  • Amends Iowa Code sections 321A.1, 321A.5, 321A.15, and 321A.21 to update financial responsibility requirements
  • Applies to motor vehicle insurance policies and surety bonds used to demonstrate proof of financial responsibility
  • Existing penalties for failing to maintain required coverage remain applicable under the updated minimum amounts

Legislative Description

A bill for an act relating to the minimum amounts required for motor vehicle financial responsibility, and making penalties applicable.

Last Action

Subcommittee: Kraayenbrink, Townsend, and Zumbach. S.J. 124.

1/21/2026

Committee Referrals

Transportation1/21/2026

Full Bill Text

No bill text available