IA SF319

Requires all health care providers to disclose discounted cash prices for services and make them available to both insured and uninsured individuals, with annual review of pricing

Mandates health benefit plans disclose the average allowed amount for covered services to enrollees; covered persons paying a discounted cash price below this amount receive credit toward their in-network cost-sharing

Prohibits contracts between health carriers and providers that prevent providers from offering discounted cash prices below contracted rates or from disclosing those prices to patients

Creates a savings incentive program where covered persons who use providers offering cash prices below the average allowed amount split the savings equally with their health plan, potentially receiving cash payments

Directs the Department of Administrative Services to analyze cost-effectiveness of offering savings incentive and deductible credit programs for state employees by August 1, 2026, with implementation for the 2027 open enrollment period if found cost-effective