IA SF417

Requires health insurance policies and Medicaid to cover annual lung cancer screenings using low-dose computed tomography (CT scans) for at-risk individuals age 50 and older

Defines "at-risk individuals" as those who have smoked or been exposed to secondhand smoke regularly, have an immediate family member diagnosed with lung cancer, or have been regularly exposed to carcinogens including asbestos, radon, arsenic, nickel, chromium, tar, or soot at home or work

Prohibits health carriers from imposing cost-sharing requirements such as copayments, deductibles, or coinsurance for the required lung cancer screenings

Applies to individual and group accident/sickness insurance, hospital/medical service contracts, health maintenance organizations, and public employee plans delivered or renewed on or after January 1, 2026

Directs the Department of Health and Human Services to seek any necessary federal waiver to implement Medicaid coverage, which takes effect immediately upon waiver approval