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IA SF449

Bill

Status

Passed

5/19/2025

Primary Sponsor

Technology

Click for details

Origin

Senate

91st General Assembly

AI Summary

  • Limits digital financial asset (cryptocurrency) kiosk transactions to $1,000 per day for all consumers, with new consumers restricted to $10,000 total in their first 30 days with an operator

  • Caps operator charges at the greater of $5 or 15% of the transaction's U.S. dollar equivalent based on the market price at a licensed exchange

  • Requires operators to provide written disclosures in English and the language used in advertising, including fraud warnings listing common scam tactics such as impersonation of banks/law enforcement, fake lottery offers, and claims of frozen accounts

  • Mandates full refunds for fraud victims who report within 90 days and submit proof such as a police report or sworn declaration, with new consumers eligible for refunds on all transactions during their first 30 days

  • Authorizes the Attorney General to bring civil actions with penalties up to $10,000 per violation and $100,000 for injunction violations, and requires operators to use blockchain analytics software to detect fraudulent activity

Legislative Description

A bill for an act relating to digital financial asset transaction kiosks and including penalties, and effective date and applicability provisions. (Formerly SSB 1142.) Effective date: 05/19/2025. Applicability date: 07/01/2025.

Last Action

Signed by Governor. S.J. 1052.

5/19/2025

Committee Referrals

Commerce3/27/2025

Full Bill Text

No bill text available