IA SF509

Employers with 15 or more employees must continue providing health insurance for at least six months to employees who cannot return to work due to a workers' compensation injury, under the same terms as when the injury occurred

Employers who fail to continue health insurance coverage become liable to reimburse employees for medical costs that would have been covered by the required insurance, with disputes resolvable through the workers' compensation commissioner

Establishes a three-part "ABC test" definition of independent contractor: the individual must be free from employer control, perform services outside the employer's usual business or outside employer premises, and be customarily engaged in an independently established trade or business

Places the burden of proof on employers to establish that a worker is an independent contractor rather than an employee for purposes of workers' compensation, wage payment, minimum wage, and unemployment insurance

Requires employers to include their health insurance continuation policies in employment contracts, employee handbooks, and job offers