IA SF71

Establishes an annual 30-day open enrollment period for Medicare supplement insurance beginning January 1, 2026, starting on each applicant's birthday

Applies to individuals age 65 and older seeking Medicare supplement coverage, as well as those under 65 who qualify for Medicare due to disability, end-stage renal disease, or environmental hazard exposure

Prohibits insurers during the open enrollment period from denying coverage, requiring medical underwriting, or discriminating in pricing based on health status, claims experience, or medical condition

Prohibits insurers from excluding benefits based on preexisting conditions during the open enrollment period

Limits applicants to choosing a Medicare supplement policy with the same or lesser benefits than their current coverage during the annual enrollment period, and requires insurers to provide notice of the enrollment period when applicants apply for coverage