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IA SSB3055
SB
AI Summary
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Cost sharing (copayments, coinsurance, or deductibles) that could disqualify an enrollee from health savings account (HSA) eligibility under their qualified high-deductible health plan (HDHP) must only apply after the enrollee meets their minimum deductible.
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Preventive care services as defined under Internal Revenue Code section 223(c)(2)(C) are exempt from this cost sharing requirement.
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Creates new section 509.3B applying these rules to group insurance policies.
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Creates new section 514A.3C applying the same rules to accident and health insurance policies.
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Proposed by the Iowa Department of Insurance and Financial Services.
Legislative Description
A bill for an act relating to cost sharing for health savings accounts and qualified high-deductible health plans.(See SF 2452.)
Last Action
Committee report approving bill, renumbered as SF 2452.
2/19/2026