Senate Bill 1283 Summary

• Idaho Transportation Department shall promulgate rules providing insurers an alternative method for verifying motor vehicle insurance policy data beyond web services or IICMVA's insurance data transfer guide

• Online insurance verification system must be available 24 hours daily (except for planned outages) to verify insurance status using vehicle identification number, policy number, NAIC code, or registered owner's name

• Peace officers accessing the verification system shall not issue citations for insurance violations if coverage is verified; courts must dismiss citations without penalty if insurance was in force at time of issuance

• Failure to comply with motor vehicle insurance verification requirements under Section 49-1234 constitutes a wrongful practice subject to penalties under Section 41-327

• Insurance carriers writing motor vehicle liability policies in Idaho must cooperate with the department and provide access to policy status information as required by department rules; good faith compliance efforts provide immunity from civil or administrative liability