ID S1313

Prohibits insurance companies from modifying published repair manuals or automated appraisal systems without prior written agreement with all parties involved.

Requires insurers to use repair manuals or automated appraisal systems in their entirety when appraising motor vehicle damage.

Prohibits insurers from refusing to compensate auto body shops for documented charges identified through industry-recognized methods, software programs, or systems for refinishing materials, shop supplies, and labor calculations.

Prevents insurers from limiting or discounting repair costs based on what would have been charged by the insurer's own direct repair shops when an insured or claimant chooses to use an independent repair shop.