House Bill 275 Summary

• Amends Idaho Code Section 41-5203 to revise insurance definitions and add "enhanced short-term plan" as a new category of individual health benefit plan.

• Defines enhanced short-term plans as individual health benefit plans with an initial period of less than 12 months that are renewable at the individual's option for up to a number of months established by director rules.

• Modifies Section 41-5207 to allow non-renewal of enhanced short-term plans that have reached the renewability limit established in rules, provided the carrier offers individuals the opportunity to reapply for coverage.

• Creates new Section 41-5214 requiring the director to adopt reasonable rules establishing specific standards for enhanced short-term plans, including renewability requirements consistent with federal short-term, limited duration insurance law.

• Declares an emergency effective date for the bill to be in full force and effect upon passage and approval.