ID H0071

Requires insurance holding company systems to file annual group capital calculations following NAIC instructions effective January 1, 2024, with exemptions for single-insurer systems, those regulated by the Federal Reserve Board, and systems with non-U.S. supervisors in reciprocal jurisdictions

Establishes a liquidity stress test framework requiring insurers meeting NAIC scope criteria to file annual stress test results with their lead state director

Mandates that all insurer records and data held by affiliates remain the exclusive property of the insurer, must be segregated from other records at no cost, and must be accessible to regulators in the event of receivership

Grants regulatory jurisdiction over affiliates providing essential services (management, claims handling, underwriting, data processing) to insurers during supervision, conservatorship, or receivership proceedings

Protects confidentiality of group capital calculations, liquidity stress test results, and related disclosures, prohibiting public dissemination or use for ranking insurers, with effective date of January 1, 2026