ID H0617

Excludes "programmable money" from the legal definition of "money" under Idaho's Uniform Commercial Code, meaning currency with encoded rules that can automatically deny transactions, impose user restrictions, expire, or implement social credit scoring

Prohibits issuers of programmable money from requiring its use without offering a free non-digital alternative, and bars transaction denials based on factors including race, political opinion, religion, vaccination status, purchase history, geographic location, profession, or any lawful activity

Requires issuers who deny transactions to provide a detailed written explanation within 30 days of request, including the specific terms of service violated and contact information for further inquiry

Creates civil remedies allowing aggrieved parties to sue for declaratory relief, injunctive relief, actual damages, and punitive damages, with attorney's fees awarded to prevailing parties and potential revocation of business authorization for intentional or repeated violations

Establishes criminal penalties of up to $10,000 per violation and/or up to one year imprisonment for issuers who violate the law, with each unjustified transaction denial counting as a separate offense; effective July 1, 2026