ID H0750

Excludes "programmable money" from the legal definition of "money" and "deposit account" under Idaho's Uniform Commercial Code, defining programmable money as digital currencies that can be encoded with rules controlling transactions, expiration, or social credit scoring

Prohibits issuers of programmable money from requiring its use without offering a free non-digital alternative, and bans transaction denials based on sex, race, political opinion, religion, vaccination status, purchase history, location, profession, or social credit scores

Requires issuers who deny transactions to provide a detailed written explanation within 30 days upon request, including the specific terms of service violated and contact information for further inquiry

Creates civil remedies allowing aggrieved parties to sue for declaratory relief, injunctive relief, actual damages, and punitive damages, with the prevailing party recovering attorney's fees

Establishes criminal penalties of up to $10,000 per violation and up to one year imprisonment for issuers who violate the chapter, with each denied transaction constituting a separate offense; effective July 1, 2026