IL HB4679

Amends the Illinois Insurance Code to prohibit discrimination against individuals solely based on health status or disability in accident and health insurance policies.

Removes previous exceptions allowing discrimination against blind or partially blind individuals based on "sound actuarial principles" or anticipated experience.

Applies anti-discrimination protections to both small employer group policies and individual accident or health insurance policies issued in Illinois.

Prohibits insurers from refusing coverage, limiting coverage amounts, or charging different rates based on health status or disability status.

Allows insurers to continue providing incentives for use of particular hospitals or healthcare providers within non-discriminatory frameworks.