IL HB2063

Amends Illinois Insurance Code Sections 351B-4 and 364 to prohibit insurance companies from discriminating against individuals based on handicaps or disabilities in accident and health insurance policies.

Removes exceptions that previously allowed discrimination based on "sound actuarial principles or actual or reasonably anticipated experience" for individuals with disabilities.

Expands protection beyond blindness or partial blindness to cover all health status conditions and disabilities in determining premiums, coverage limits, and policy terms.

Prohibits insurers from refusing to insure, continuing coverage, limiting coverage amounts, or charging different rates to individuals solely because of health status or disability.