HB5675 Summary

• Department of Employment Security may contract with consumer reporting agencies to provide secure electronic access to quarterly wage report information submitted by employers.

• Users of wage information must obtain written consent from the individual before accessing their wage report, with consent form containing specific required language about voluntary consent, authorized parties, and intended use.

• Information released shall be used only to verify accuracy of wage or employment information in connection with specific transactions and to satisfy standard underwriting or fair credit reporting requirements.

• Department must establish minimum standards for audit, security, net worth, liability insurance, and technological requirements; contractor costs are borne by the consumer reporting agency, not the Department.

• Violations subject to liability under federal Fair Credit Reporting Act Section 616, with consumers able to bring injunctions in circuit court; obtaining information under false pretenses subject to federal Fair Credit Reporting Act Section 619 penalties.