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IL HR0045

Resolution

Status

Passed

4/12/2011

Primary Sponsor

LaShawn Ford

Click for details

Origin

House of Representatives

97th General Assembly

AI Summary

  • Urges Congress to require lending institutions to offer reasonable loan modifications to mortgagors before foreclosing on residential properties.

  • Proposed modifications must include options such as interest rate reductions, term extensions, or other changes to loan elements.

  • Applies only when the homeowner is interested in remaining in the home and qualifies for the modified loan terms.

  • Directs copies of the resolution to be sent to President Barack Obama, the Speaker of the House, the Senate President pro tempore, and all Illinois congressional delegation members.

Legislative Description

CONG - RESIDENTIAL FORECLOSURE

Last Action

Resolution Adopted

4/12/2011

Committee Referrals

Housing3/28/2011
Rules2/9/2011

Full Bill Text

No bill text available