IL SB0067

Amends the Illinois Insurance Code Section 143a regarding uninsured motor vehicle property damage coverage requirements for private passenger and recreational vehicles.

Deletes the provision allowing insurance companies to limit property damage losses to damages caused by actual physical contact between an uninsured motor vehicle and the insured vehicle.

Prohibits insurance companies from requiring that property damage losses under uninsured motorist coverage be limited to damages caused by actual physical contact of an uninsured motor vehicle with the insured motor vehicle.

Requires coverage limits of the actual cash value of the motor vehicle or $15,000, whichever is less, subject to a $250 deductible for uninsured motorist property damage claims.

Establishes arbitration procedures for disputes over coverage and damages under uninsured motorist property damage, with specific rules for evidence presentation and expert witness testimony.