HB0108 - Illinois Universal Health Care Act Summary

• Establishes the Illinois Health Services Program to provide universal health coverage to all individuals residing in the state with no deductibles, copayments, or coinsurance for covered benefits.

• Covers all medically necessary services including primary care, specialty care, inpatient/outpatient care, emergency care, prescription drugs, dental services, mental health services, chiropractic services, and vision care.

• Creates the Illinois Health Services Governing Board to administer the program, negotiate provider reimbursement rates, establish global budgets for hospitals and institutions, and ensure at least one-third of board members are consumer representatives.

• Prohibits private health insurers from selling duplicate coverage, makes health delivery facility investor-ownership unlawful, and requires conversion of investor-owned HMOs and group practices to non-profit status.

• Establishes the Illinois Health Services Trust funded through progressive income contributions (20% individuals, 20% business, 60% government), federal healthcare moneys, and state appropriations to finance the program with administrative costs capped at 12% initially, declining to 5% over time.