HB4648 Summary: Revised Uniform Fiduciary Access to Digital Assets Act (2015)

• Establishes a comprehensive framework allowing fiduciaries (executors, guardians, agents, trustees) and designated recipients to access digital assets of deceased individuals, minors with disabilities, and principals under powers of attorney.

• Permits users to direct disclosure of digital assets through online tools provided by custodians, with such directions overriding conflicting provisions in wills, trusts, powers of attorney, or terms-of-service agreements.

• Requires custodians to comply with disclosure requests within 60 days and allows them to charge reasonable administrative fees, while protecting them from liability for good-faith compliance with the Act.

• Grants fiduciaries authority to access digital assets not held by custodians and to request account termination, with specific documentation requirements including death certificates, court orders, powers of attorney, or trust documents.

• Amends the Criminal Code to clarify that fiduciaries acting under the Act are authorized users for computer access purposes and are exempt from unauthorized computer access liability under specified conditions.