SB2177 Summary: Illinois Universal Health Care Act

• Establishes universal health coverage for all Illinois residents through the Illinois Health Services Program, with automatic enrollment and an insurance card issued by mail.

• Covers all medically necessary services including primary care, specialty care, emergency care, prescription drugs, dental services, mental health services, long-term care, and vision care with no deductibles or copayments for covered benefits.

• Prohibits private health insurers from selling duplicate coverage and makes investor-ownership of hospitals, HMOs, nursing homes, and clinics unlawful; existing investor-owners receive compensation for facility loss only.

• Creates the Illinois Health Services Trust funded through state appropriations (60%), business contributions (20%), individual contributions (20%), and federal healthcare funds including Medicaid and Medicare negotiated by the Secretary.

• Establishes an Illinois Health Services Governing Board to administer the program, negotiate provider reimbursement rates and pharmaceutical prices, and oversee regional health planning districts with consumer representatives comprising at least one-third of board membership.