SB1646 Summary

• Requires all underinsured motor vehicle coverage policies to include mandatory arbitration provisions for disputes regarding coverage and damages, using American Arbitration Association rules.

• Establishes different arbitration procedures based on claim amounts: standard AAA rules apply for claims up to Section 7-203 limits; circuit court evidence rules govern claims exceeding those limits.

• Allows parties to submit documents (medical records, repair bills, wage loss reports, expert opinions) without foundation if 60 days' written notice is provided to all parties.

• Permits subpoenas of document authors or makers during arbitration proceedings, with returnable dates at least 5 days before the hearing, governed by Illinois Supreme Court rules.

• Makes Sections 2-1101 and 2-1102 of the Illinois Code of Civil Procedure applicable to arbitration hearings to establish procedural requirements.