Public Act 101-0393 (HB3503) Summary

• Requires health insurance policies and managed care plans amended, delivered, issued, or renewed after the effective date to offer optional coverage for hearing instruments and related services when prescribed by a qualified hearing care professional.

• Sets maximum coverage of $2,500 per hearing instrument every 24 months, with coverage subject to applicable copayments, coinsurance, deductibles, and out-of-pocket limits.

• Defines "hearing instrument" as wearable non-disposable devices designed to aid impaired hearing, including parts and attachments but excluding batteries and cords; defines "related services" as assessment, selection, adjustment, fitting, audiological exams, replacement ear molds, and repairs.

• Applies requirement to state employees, counties, municipalities, and school districts that are self-insured for health insurance coverage.

• Makes hearing instrument coverage optional and subject to insurer's standard insurability requirements, allowing insureds to purchase instruments exceeding plan limits at their own expense.