HB1811 Summary

• Adds definition of "predictive data analytics" to Illinois Human Rights Act as use of automated machine learning algorithms to statistically analyze a person's behavior.

• Prohibits employers using predictive data analytics from considering an applicant's race or zip code as a proxy for race when making employment decisions regarding recruiting, hiring, promotion, discharge, and other employment actions.

• Creates new civil rights violation under Illinois Human Rights Act allowing use of predictive data analytics to support inclusion of diverse candidates in employment decisions.

• Amends Consumer Fraud and Deceptive Business Practices Act to prohibit use of predictive data analytics that assigns specific risk factors to a consumer's race or zip code when determining creditworthiness and rejecting credit applications.

• Requires entities using predictive data analytics for creditworthiness determinations on more than 50 Illinois residents annually to establish procedures within 90 days ensuring they do not consider race or zip code risk factors in credit decisions.