IL HB3128

Amends the Consumer Fraud and Deceptive Business Practices Act to regulate credit card surcharges imposed by sellers.

Requires sellers to display either a single total price for credit card purchases or dual prices showing the credit card price and the price for other payment methods.

Mandates posted notice at point of entry and point of sale (or on website home page and checkout page for online sales, or oral disclosure for phone sales) in at least 16-point type explaining the surcharge amount and which credit cards are subject to it.

Caps credit card surcharges at 1% of the transaction total or the actual processing cost charged to the seller, whichever is less.

Prohibits any surcharges or fees on debit card transactions, with violations classified as unlawful practices under the Consumer Fraud Act.