IL SB3825

Prohibits insurers from using an applicant's or insured's education level, employment, occupation, or credit information when deciding whether to issue, deny, cancel, or renew an automobile insurance policy.

Prohibits insurers from using credit information to determine automobile insurance premiums, tier placement, or insurance scores.

Defines key terms including "automobile insurance" (contracts for motor vehicles used predominantly for non-business purposes), "credit information," "credit report," and "insurance score."

Removes private passenger automobile insurance from the definition of "personal insurance" under the Use of Credit Information in Personal Insurance Act, exempting it from that Act's provisions.

Takes effect immediately upon becoming law.