IL HB2094

Prohibits sending mortgage marketing materials that falsely claim connection to a consumer's mortgage company, indicate problems with the mortgage, or reference mortgage information unless the sender is employed by or affiliated with the consumer's actual mortgage company

Requires unaffiliated mortgage companies' marketing materials to avoid urgent language such as "urgent," "action required," "materials inspected," "time sensitive," or "important account information enclosed"

Mandates that soliciting mortgage company names be prominently displayed in the body text, at the letter/message header in larger font, and on envelopes, while prohibiting the consumer's actual mortgage company name from appearing on envelopes, envelope windows, or email subject lines

Requires clear disclosure that the consumer's mortgage company had no part in providing the homeowner's mortgage information to the solicitor and that the communication is a solicitation, not from an affiliated entity

Classifies violations as unlawful practices under the Consumer Fraud and Deceptive Business Practices Act