IL HB2842

Creates new Section 143.13b of the Illinois Insurance Code requiring that automobile insurance policies with comprehensive coverage must include theft coverage regardless of whether there is evidence of forcible entry, an unlocked vehicle, or a key or key fob left inside the vehicle.

Amends Section 155.22 to remove the word "solely" from the prohibition on insurance companies refusing to provide coverage based on geographic location of the risk.

Adds "geographic location" to Section 424 as a prohibited basis for unfair discrimination in insurance rates and coverage for Classes 1, 2, and 3 of insurance, alongside existing prohibitions on discrimination based on race, color, religion, and national origin.

Takes effect 60 days after becoming law.