IL HB3482

Prohibits auto insurance companies from using credit-based insurance scores or age when setting rates for individuals aged 50 or older

Bans insurers from canceling auto insurance policies, refusing renewals, or raising premiums solely because an insured person has reached age 65, as long as they hold a valid Illinois driver's license

Requires express written consent from the insured before insurers can use data from cellphone apps or vehicle-installed telematics devices to set premiums or rates

Prohibits insurers from increasing rates or premiums as retaliation when a customer refuses to consent to telematics data collection

Amends the Illinois Insurance Code by adding new Section 143.19.6