IL HB3483

Creates a state-administered Paid Family and Medical Leave Insurance Program within the Department of Labor, providing wage replacement benefits beginning January 1, 2028 for employees to care for family members with serious health conditions, bond with new children, address their own health conditions, or handle domestic violence situations

Employees may receive up to 18 weeks of paid leave (plus an additional 9 weeks for pregnancy-related conditions) within a 12-month period, with weekly benefits calculated at 90% of average weekly wage up to a maximum of $1,200 per week initially, adjusted annually to the statewide average weekly wage

Funding comes from a combined premium contribution of 1.12% of wages (capped at 1.25%), with employers of 25+ employees paying 60% and employees paying 40% through payroll deductions; premiums are not assessed on the first $15,000 of wages or wages exceeding $352,200

Self-employed individuals may voluntarily elect coverage beginning January 1, 2028 by contributing premiums for a minimum of 3 years, and employers may apply for approval of equivalent private plans that meet or exceed the program's benefits

Prohibits employer retaliation against employees who request or take leave, guarantees job restoration and continuation of health insurance during leave, and establishes civil penalties up to $2,500 plus $1,000 per month for willful violations