IL HB3561

Requires group and individual health insurance policies and managed care plans to cover at least one early egg allergen introduction dietary supplement and one early peanut allergen introduction dietary supplement prescribed by a health care provider for infants (children under age one)

Coverage must be provided at no cost to the insured, including no deductibles or cost-sharing, to help reduce the risk of food allergies in infants

Exempts accident-only, specified disease, hospital indemnity, Medicare supplement, long-term care, disability income, and other limited benefit policies from the coverage requirement

Cost-sharing limitations do not apply to catastrophic health plans or high deductible health plans if compliance would disqualify them under federal law; for HSA-eligible plans, the cost-sharing limit applies only after the deductible is met

Extends the coverage mandate to state employees, county and municipal self-insured plans, school district employee insurance, HMOs, limited health service organizations, voluntary health services plans, and Medicaid, with an effective date of January 1, 2027