IL HB4592

State agencies and local governments must accept cash payments for any in-person transaction totaling $500 or less and cannot charge higher prices or additional fees for cash transactions.

Retail businesses with physical locations and in-person payment acceptance must accept cash for sales under $500, cannot post "no cash" signs, and cannot charge cash customers higher prices than non-cash customers.

Exceptions for retail businesses include temporary system failures, insufficient change on hand, street vendors, food trucks, pop-up shops, temporary markets, and airport businesses.

Retailers may comply by offering fee-free cash-to-prepaid-card devices on premises, provided cards have no minimum deposit over $1, no expiration, no fees, and collect no personal information.

Violations by retail businesses constitute unlawful practices under the Consumer Fraud and Deceptive Business Practices Act; businesses with multiple points of sale need only accept cash at one register (or one drive-through if applicable).