IL HB5001

Lowers the minimum age for insurance coverage of screening mammograms from 35 to 30 years old for Illinois residents.

Requires insurers to cover baseline mammograms for patients ages 30-34 (previously 35-39) and annual mammograms starting at age 35 (previously 40).

Mandates coverage for mammograms at any age when medically necessary for patients under 35 with family history of breast cancer, personal history, positive genetic testing, or other risk factors.

Coverage must be provided with no deductibles, copayments, or other cost-sharing requirements and cannot count against annual or lifetime benefit maximums.

Effective January 1, 2027, applying to all group and individual insurance policies issued or renewed in Illinois.