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IL HB5138

Bill

Status

Introduced

2/5/2026

Primary Sponsor

Kevin Olickal

Click for details

Origin

House of Representatives

104th General Assembly

AI Summary

  • Director of Insurance must examine and investigate insurance companies to determine whether they engage in excessive, inadequate, or unfairly discriminatory rate setting for affordable housing developments
  • Annual report on housing insurance market statistics required by October 1 each year, submitted to the Governor and General Assembly and posted on their public websites
  • Report must include aggregated data on premium levels, coverage availability, nonrenewals, declinations, deductibles, exclusions, claims frequency, and regional market stress, with Chicago reported separately from the rest of the state
  • Trade secrets and sensitive commercial information submitted by insurers are protected as confidential under the Freedom of Information Act, with only aggregated, de-identified data published
  • Department of Insurance authorized to adopt rules harmonizing data standards with the National Association of Insurance Commissioners and limiting reporting burdens on small insurers

Legislative Description

HOUSING INSURANCE REPORT

Last Action

Assigned to Insurance Committee

3/12/2026

Committee Referrals

Insurance3/12/2026
Rules2/10/2026

Full Bill Text

No bill text available