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IL HB5497

Bill

Official Source

Status

Introduced

2/6/2026

Primary Sponsor

Laura Faver Dias

Click for details

Origin

House of Representatives

104th General Assembly

AI Summary

  • Insurance policies covering emergency medical or surgical services must also cover behavioral health emergency services on equal terms, effective January 1, 2027
  • Behavioral health emergency services include 988 crisis line counseling, mobile crisis response, crisis stabilization, and related services available 24/7 for up to 72 hours
  • Coverage cannot require prior authorization, utilization review, or plan notification, and no deductibles, copayments, or coinsurance may be imposed on these services
  • Services provided by nonlicensed staff working under direct supervision of licensed mental health clinicians must be covered and billed under the supervising clinician's credentials
  • Health insurers must ensure 24/7 access to behavioral health emergency services with network adequacy standards matching state Mobile Response and Stabilization Services program requirements

Legislative Description

INS-BEHAV HEALTH EMERG SERVICE

Last Action

Assigned to Insurance Committee

3/4/2026

Committee Referrals

Insurance3/4/2026
Rules2/13/2026

Full Bill Text

No bill text available