Loading chat...
IL HB5536
Bill
Status
Introduced
2/6/2026
Primary Sponsor
Ryan Spain
Click for details
AI Summary
- Prohibits personal insurance companies from considering claims resulting from negligent or intentional actions by third parties when underwriting or rating policies
- Bars insurers from using claims that were determined not to be covered by a consumer's policy as a factor in underwriting or rating decisions
- Allows insurers to still consider claims information when a claim was denied due to the consumer's fraudulent activity
- Amends the existing Use of Credit Information in Personal Insurance Act to add "claims information" protections alongside existing credit information regulations
- Defines "claims information" as any communication enabling insurers to access information associated with claims made by a consumer
Legislative Description
PERSONAL INSURANCE CLAIMS INFO
Last Action
Referred to Rules Committee
2/13/2026
Committee Referrals
Rules2/13/2026
Full Bill Text
No bill text available