IL SB1523

Requires every county recorder to establish a fraud referral and review process for deeds and instruments suspected of being fraudulent, unlawfully altered, or intended to cloud or transfer property title (previously this was optional)

Mandates every county to establish and maintain a property fraud alert system that notifies property owners when documents are recorded affecting their property (previously only required if a county already had such a system)

Allows recorders to refer suspected fraudulent documents to an administrative law judge, who must schedule a hearing within 30 days; if clear and convincing evidence shows fraud, the document is ruled fraudulent and cannot affect the property's chain of title

Creates a new private right of action allowing rightful property owners to sue anyone who knowingly files fraudulent deeds or instruments intended to unlawfully cloud or transfer property title

Counties with fewer than 3 million residents must provide 90 days public notice before establishing the fraud referral process, including newspaper publication and website posting