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IL SB3505

Bill

Status

Introduced

2/5/2026

Primary Sponsor

Julie Morrison

Click for details

Origin

Senate

104th General Assembly

AI Summary

  • Increases the maximum fee allowable as taxable costs in insurance liability actions from $60,000 to $240,000
  • Raises the threshold for fire/explosion loss claims requiring a tax certificate from $25,000 to $100,000 before insurers can pay property owners
  • Requires insurers to replace damaged property items with materials of like kind and quality that match adjacent items in quality, color, and size for both interior and exterior losses
  • Excludes reimbursable expenses from the 10% cap on public adjuster compensation, and requires insurers to reimburse public adjuster expenses regardless of whether the expense is covered by the insurance policy
  • Adds the insured's public adjuster and attorney as authorized designees for direction-to-pay letters and claim payments

Legislative Description

INS CD-PUBLIC ADJUSTERS & FEES

Last Action

Rule 2-10 Committee Deadline Established As March 27, 2026

3/13/2026

Committee Referrals

Insurance2/17/2026
Assignments2/5/2026

Full Bill Text

No bill text available