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IL SB3815
Bill
Status
Introduced
2/6/2026
Primary Sponsor
Laura Ellman
Click for details
AI Summary
- Prohibits health insurance issuers in the individual, small group, and large group markets from denying coverage to individuals or employers due to unpaid premiums from a prior insurance policy
- Prevents insurers from attributing premium payments for a new policy to outstanding balances on a prior policy as a basis for denial
- Exempts grandfathered health plans (coverage in which individuals were enrolled on March 23, 2010 that maintains status under federal regulations)
- Preserves insurers' ability to pursue collection of past-due premiums through other legal means
- Amends the Illinois Health Insurance Portability and Accountability Act; takes effect immediately
Legislative Description
INS-PAST DUE PREMIUMS
Last Action
Placed on Calendar Order of 3rd Reading March 10, 2026
3/5/2026
Committee Referrals
Insurance2/24/2026
Assignments2/6/2026
Full Bill Text
No bill text available