IN HB1062

Allows accident and sickness insurers and health maintenance organizations to offer policies that do not comply with all 17 state-mandated health benefit requirements, including coverage for mastectomy, mental illness, morbid obesity, pervasive developmental disorders, and cancer chemotherapy

Applies to individual policy purchasers and employers with 50 or fewer employees whose workers were not offered health coverage in the preceding calendar year

Requires reduced-mandate policies to still include coverage for newborns, diabetes care, adopted children, and newborn examination/testing; group policies must also include breast cancer screening, prostate cancer testing, and colorectal cancer testing

Mandates that insurers offering reduced-mandate policies must also offer a fully compliant policy option to the same prospective purchaser

Requires written disclosure to each insured individual listing which health benefit mandates are excluded from their policy and which benefits are actually covered

Effective date: July 1, 2011