IN HB1410

Requires payday lenders in Indiana to display a toll-free telephone number at business locations and on informational pamphlets after December 31, 2011, allowing borrowers to access credit counseling service information.

Defines "credit counseling service" as a nonprofit budget and credit counseling agency approved by the United States Trustee or bankruptcy administrator under 11 U.S.C. 111(a)(1).

Mandates lenders provide at least three approved credit counseling services' names, street addresses, telephone numbers, and websites through the toll-free number and any lender-maintained website.

Allows lenders to satisfy website requirements by either maintaining their own webpage with credit counseling information or directing borrowers to the United States Trustee's webpage for Indiana credit counseling services.

Requires lenders to update credit counseling information annually by December 31st to ensure consistency with information available from the United States Trustee or bankruptcy administrator; toll-free number may use automated systems or be part of general customer service with credit counseling as a first menu option.