Senate Bill 207 Summary

• Prohibits employers from using consumer reports for employment purposes unless the information is substantially job-related (employee has access to money, assets, or confidential information) and the position is managerial, governmental, law enforcement, or required by law.

• Requires employers to provide written disclosure to consumers before obtaining consumer reports and obtain written authorization, consistent with the Fair Credit Reporting Act.

• Allows consumers to bring civil actions against employers for violations, with courts able to award actual damages, punitive damages for willful violations, and court costs plus attorney's fees.

• Authorizes the Indiana Attorney General to bring actions to enjoin violations or recover damages on behalf of affected Indiana residents, with the prevailing party awarded costs and reasonable attorney's fees.

• Establishes violations as a Class B infraction, or Class A infraction if the employer has a prior unrelated judgment for the same violation; effective July 1, 2011.