Senate Bill No. 26 Summary

• Prohibits insurers from denying coverage for damage to an insured individual under a property and casualty insurance policy when the damage was intentionally caused by another insured individual, provided the first individual was unaware of the intentional acts.

• Applies to property and casualty insurance as defined in Class 2 or Class 3 of IC 27-1-5-1.

• Requires insurers to determine whether the damaged insured individual had knowledge of the damaging individual's intentional actions before denying coverage.

• Classifies violations of this requirement as unfair claim settlement practices under IC 27-4-1-4.5.

• Effective July 1, 2013.