Senate Bill 214 Summary

• Prohibits employers from using consumer reports for employment purposes unless the information is substantially job-related to a position with access to money, assets, or confidential information.

• Restricts consumer report use to managerial positions, attorney general positions, city/town/county positions, law enforcement positions, or positions where such reports are legally required or mandated.

• Requires employers to provide written disclosure and obtain written authorization from consumers before procuring consumer reports, and comply with Fair Credit Reporting Act requirements.

• Allows consumers to bring civil actions against employers for violations, with courts authorized to award actual damages, punitive damages for willful violations, and court costs plus attorney's fees.

• Authorizes the Indiana Attorney General to bring enforcement actions to enjoin violations or recover damages on behalf of Indiana residents, with knowing or intentional violations classified as Class B infractions (or Class A if prior unrelated judgment exists).